KiwiSaver First Home Calculator

We’re working to update our KiwiSaver calculator to include the changes to KiwiSaver announced in Budget 2025.

For now, this calculator does not reflect the changes that are effective from 1 July 2025. If you have any questions about how the changes might impact you, get in touch with our friendly team – we’re here to help.

When would you like to buy your first home?

Please enter the date you expect to buy your first home

To be eligible for a first home withdrawal, you must have been saving with KiwiSaver (or another complying superannuation fund) for at least three years.

Important Information:
The First Home Calculator is meant as a guide only and does not provide personal financial advice. Before acting on the results of this First Home Calculator, you should consider your investment objectives, financial situation and needs, and if necessary seek appropriate financial advice.

The first home withdrawal process can take up to 1 month to complete, and sometimes longer. If you are planning to purchase within this timeframe please ensure you begin the process as soon as possible.

Please note that funds transferred from an Australian superannuation fund are not eligible to be withdrawn for a first home purchase.

Our financial advice services

Please read the Fisher Funds’ Advice Disclosure to find out about our financial advice services.

Download